Landlords: your MTD solution is here

Since it launched in 2022, FreeAgent for Landlords has been making it easier for those who earn income from property to take a load off their day-to-day admin and get cashflow clarity. 

“For the past two years, I have been using Freeagent to track my income and expenses for my buy-to-let portfolio,” says Jas Bhangu, Property Investor at Beri Developments Ltd. “Anyone who works for themselves and has trouble with paperwork should definitely use this software; it’s very professional and simple, and their support service is unmatched.”

Fast forward to today, and we’ve taken things a step further. FreeAgent for Landlords is now officially ready for Making Tax Digital (MTD) for Income Tax and is recognised by HMRC as a compatible MTD solution. 

From April 2026, MTD for Income Tax will replace the current Self Assessment tax returns for landlords with a qualifying income of over £50,000. Those with qualifying income of over £30,000 will be affected from April 2027, and those with over £20,000 from April 2028.   

But don’t worry - FreeAgent is ready to give landlords everything they need to stay compliant with the new HMRC rules.  

We’ve enhanced our tailored landlord functionality - which already allows users to assign income and expenses to specific properties and view detailed property-level Profit & Loss - to now include a dedicated MTD for Income Tax filing area.

Designed to give landlords clarity and compliance (without the stress!), this new section lets users:

• track submission deadlines with ease
• review quarterly figures and final declarations with confidence
• submit updates to HMRC in a streamlined, fully compliant way

With built-in Profit & Loss reporting at the property level, landlords (and their accountants and bookkeepers) get a crystal-clear view of how each property is performing - not just when it’s time to submit, but all year round. Smarter decisions, fewer surprises.

A smarter way to handle split ownership

FreeAgent for Landlords gives landlords a completely end-to-end MTD for Income Tax solution without the need for other software. Plus, unlike many competitors, FreeAgent for Landlords allows users to set different ownership splits for each property.

This means our solution allows joint owners, such as a husband and wife, to operate under a single licence. Instead of double the bookkeeping, or the added complexity of manually calculating each person’s share of every transaction before entering it, users do the bookkeeping once. FreeAgent will automatically allocate income and expenses between owners based on the ratios chosen. It’s more efficient, less error-prone, and significantly reduces admin time. 

So whether it’s a 50/50 buy-to-let with a partner or a more complex arrangement across multiple properties, FreeAgent keeps things simple and accurate.

Start getting ready for MTD 

With less than a year until MTD for Income Tax starts to roll out, now’s the time to start getting prepared. To help you get started, we’ve created a handy guide which covers:

• what MTD for Income Tax is
• why it’s happening
• what landlords need to do to prepare

Take a look